RISK DISCLOSURE

Other ANNEX

RISK DISCLOSURE

Last Updated: April 19th 2025

Financial transactions involve operational, regulatory, and market-related risks. Ravenswood Capital Inc., as an MSB, provides money transmission, foreign exchange, settlement, and prepaid access services that may be subject to the following risks:

  1. Transaction Delays

Delays may occur due to:

  • Compliance reviews
  • Banking or correspondent partner procedures
  • Sanctions verification
  • Operational backlogs
  1. Regulatory Risk

Transactions may be blocked, frozen, or declined due to:

  • AML/KYC requirements
  • Suspicious behavior
  • Sanctions restrictions
  1. FX Volatility

Foreign exchange rates fluctuate and may affect transaction outcomes. Ravenswood is not responsible for market movements.

  1. Third-Party Dependencies

Transfers rely on banks, payment processors, fintech intermediaries, and other external systems.

  1. Cybersecurity & Technology

Ravenswood maintains strong protections, but no system is immune to cyber threats or outages.

  1. Client Responsibility

Clients are responsible for ensuring:

  • Accuracy of information provided
  • Legitimacy of funds
  • Compliance with local laws